credit card statement charge from goldenkey

Credit card statement charge from goldenkey how to#

What are the next steps? Here’s what you should do. So you’re going through your credit card statement and you spot something that looks like a possible error.

Credit card statement charge from goldenkey how to#

How to Track and Fix a Credit Card Billing Error If more than 60 days have passed, the credit card company has no obligation to take action.

You have 60 days from the date your monthly statement is issued to notify your credit card issuer of an error. ☝️ When it comes to billing errors, time is of the essence. If you’re not an online banking user, read through your monthly credit card statement as soon as you get it. This way, you can spot a billing error as soon as possible. The convenience of digital banking allows you to check your credit card activity in real-time. The easiest way to do this is by logging in to your mobile or online banking.

Keeping track of your finances is important. If you’re a credit card owner, chances are, you’ll probably experience a billing issue at one point or another. For example, a duplicate charge on your credit card statement for the same amount on the same date could mean you double swiped your card at a restaurant or there was an error in the processing of an online purchase. Most billing errors are simply just errors. Why Do Credit Card Billing Errors Happen? While not unheard of, it’s rare for a credit card provider to make a mistake when calculating your monthly balance or interest owing. 👉 Less common billing errors are mathematical errors. As more people are opting to receive electronic statements, this is easily preventable. This error is justified only if you’ve given them your correct address. Failure to send a statement: when your creditor doesn’t send you a monthly statement.Charges for damaged goods: a charge for an item that was received damaged or of poor quality.An unclear charge: a charge that requires more information and isn’t clearly identified on your statement.Failure to post a return: when a merchant fails to credit your card back after you’ve made a return.Charges for undelivered items: a charge for a product or service that you didn’t accept or wasn’t delivered to you.This commonly happens when a vendor accidentally overcharges you or charges you twice for a product or service. Incorrect amounts: when you’re charged the wrong amount for a payment or purchase you’ve made.For example, you may notice a charge from a store you’ve never been to or a recurring monthly payment you haven’t authorized. These are usually fraudulent transactions made by someone who got access to your credit card details. Unauthorized transactions: any transaction you didn’t make or give permission to anyone else to make.Here are some of the most common types of billing errors: These charges can be the result of a simple mistake or something more serious like a fraudulent transaction. Have you ever checked your credit card statement and saw something that didn’t quite look right?īilling errors are any incorrect charges or fees on your credit card statement. Let’s explore the most common types of billing errors, why they happen, and what you can do to fix them. Whether it’s an unfamiliar charge or an unauthorized transaction, knowing how to spot and fix these mistakes on time can save you time and money. Advertiser DisclosureĬredit card billing errors can happen to anyone. When you purchase through referral links on our site, we earn a commission.